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UA Fort Smith > Admissions > Financial Aid

Parent PLUS

Parent PLUS Loans

Federal PLUS loans are designed to help the parents (or legal guardians) of undergraduate students to help meet educational costs. Parents may borrow up to their student's "Cost of Attendance" each academic year, minus any other financial aid received. Potential borrowers should be aware that, unlike Stafford loans, a credit check is performed for the PLUS loan, and adverse credit histories may be denied. The interest rate for PLUS loans borrowed on or after July 1, 2006 is fixed at 8.5%. Repayment for a PLUS loan begins 60 days after the funds are disbursed.

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